We specialize in long-term care insurance and represent several high quality, financially sound long-term care insurance companies. We can assist you in designing the proper plan for you and your family.
LTCi Consultants is an independent long-term care insurance consulting firm owned by Bill Monte that specializes in the educational process necessary for individuals and married couples to thoroughly understand the merits and importance of long-term care planning and the serious ramifications associated with a lack thereof.
Without question, the unanticipated and escalating cost of an extended period of long-term care represents the most significant financial risk a person will face in his or her lifetime. Unfortunately, we continue to find that the majority of people with whom we consult with have yet to address this risk as a critical component of their overall retirement plan. Our mission with all of our clients is to help them intelligently plan for this risk so that they can obtain the peace of mind of knowing that their life savings will always be protected from any future disability or extended care.
As Long-Term Care Insurance specialists, the focus with every client is educate them on what they truly need to know and understand about long-term care and help them to explore the feasibility of designing a plan of protection that combines the most appropriate combination of benefits at a cost that is economically comfortable for them. The independence of our practice allows us to work in a consultant's capacity with all 10 companies that offer long-term care insurance in the state of New York, allowing us to competitively research and explore all options available to you.
The only request that we ask from our prospective clients is to have an open mind and a sincere desire to be educated. It certainly never hurts to keep learning, particularly on a topic that focuses on the financial security and independence of your retirement years.
We look forward to assisting you with this very important planning issue.
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| Bill has been helping concerned individuals and married couples protect their retirement assets from the devastating costs of long-term care for over 15 years. Bill has become an expert in his field and has received the professional designations of CLTC (Certified in Long-Term Care), LTCP (Long-Term Care Professional) and CSA (Certified Senior Advisor). Mr. Monte also holds the CLU (Chartered Life Underwriter) and ChFC (Chartered Financial Consultant) designations.
Long-term care is a very complex subject. The key objective with every client is to give them an in-depth education that will allow them to determine whether long-term care insurance is a viable alternative to help fund their future long-term care needs. |
A native of the Rochester area, Bill lives in Brighton and while away from the office enjoys traveling, running and spending time with his family.